Financial Advisers in Manchester
We are committed to creating wealth over the long term. We also recognise that our clients' wishes and circumstances evolve and change over time. This allows you to have confidence in your plans.Investment Advice Manchester
Funds, Trusts, ISA's and Property.
Whether you are new to investing or wanting to expand your Portfolio, our team cover Manchester and surrounding areas.
Investments
Retirement Advice Manchester
Maximise your pension pot
Whether you’re just starting out on your career or have been working for over 40 years, we can offer impartial advice to help shape the retirement that’s right for you. We also provide valuable insights into workplace pensions so it doesn’t feel like a minefield when making decisions about them too!
Retirement & Pension Advice
Insurance & Protection Manchester
Get the right cover to protect your loved ones
Acumen is here to help you make sense of the jargon and find out what kind of insurance will suit your needs. Whether it be income protection, life cover or critical illness – we have got everything covered!
Insurance
Equity Release Advice Manchester
Lifetime mortgages or reversion plans
equity release is a big decision – but one that can have huge benefits. That’s why we offer expert impartial advice on lifetime mortgages or home reversion plans, to ensure you’re making the right choice for your situation and financial goals.
Equity Release
Why Choose Acumen?
Perhaps you have previously been advised by one of the High Street banks but now have been abandoned ?
Perhaps you are looking at getting a higher return from your cash ISA?
Perhaps you want a sustainable income in retirement?
There are many reasons to come to Acumen for financial advice, the main reason being the highly personal service we offer. Book a free no-obligation 20 minute appointment online and let’s chat.
Advice for your financial future
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Unit trusts
Unit trusts are a popular investment vehicle today. They are 'open-ended collective investments', which put the cash of many investors into one 'pooled fund'. This system allows investors to invest "collectively", which has the benefits of spreading and reducing risk and keeping costs under control. Unit trusts allow you to invest in the stock market while enabling you to spread your risk and benefit from expert investment management. -
OEIC's
Open-ended investment companies are often seen as the flexible, modern-day equivalent of the unit trust. They combine the elements of unit trusts and Investment trusts, enabling you to pool your investments along with other investors. This helps to spread the risk and allows you to take advantage of the skills of a professional managing the fund. -
Investment Trusts
An investment trust is simply a company that has been set up to invest in shares of other companies. By buying shares in an investment company, the investor is effectively spreading the risk that would normally be associated with a single-share investment, because the value of the Investment Company's shares are directly related to the spread of investments it makes. -
ISA's
Individual Savings Accounts (ISAs) are available to all UK residents over 18 years of age. They benefit all taxpayers, especially those paying the higher rate. They are however, not as easy to understand you might expect. That's where Acumen's expertise is invaluable, and we are here to explain the various options available to you. -
GILTS
Government-backed stock known as 'gilts' are effectively loans made to the Government by investors. Much of the national debt is comprised of Government gilts, so when the Government needs to 'borrow' more, it simply issues a new gilt.